Financial Freedom Blog

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YNAB – You Need a Budget – Personal Finance Software Review

If you are having trouble with traditional methods of budgeting finances, YNAB personal money management software may be the best solution to your problems.

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Saving Extra Money, Easiest Ways to Save Unexpected Money

Saving extra money is one of the easiest, yet often overlooked, ways to build financial freedom. Understanding the importance of saving money gives us the needed motivation and discipline to save.

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Personal Budget Planning, The Benefits of Living on a Budget

Personal budget planning is essential for helping you control spending and reach your financial freedom goals. Learning how to budget money is easy and can be very rewarding.

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Keep Track Of Spending, One of the Basics of Money Management

One of the best ways to manage money is to keep track of spending. It is an essential first step in the personal budget planning process.

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Envelope Budgeting Software, Best Budget Software for Financial Freedom

Are you familiar with the traditional envelope budget system? Envelope budgeting software takes this successful method into the 21st century, enabling proactive control of spending.

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Save on Eating Out - Tips for Dining on a Budget

Are you looking for ways to save on eating out? Here are some simple tips to reduce your bill when dining away from home.

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Living without for the better

A few years ago I found myself suddenly in a position where I had to start managing my money more responsibly. The bills were starting to pile up and work

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Saving Money On Groceries, Frugal Grocery Shopping, Save Money on Groceries

Saving money on groceries is a great way to reduce the average family budget. Here are some of the best ideas for saving money grocery shopping.

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Save Money on Utilities, Easy Ways to Save On Electricity, Water, and Heat

You can save money on utilities by making some of these changes. Some are simple and others require an investment. All will save you money over time.

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Financial Freedom

Do you have a financial freedom experience you would like to share?

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Financial Planning for Retirement, Basic Financial Planning

The best financial planning for retirement starts early and helps you determine whether your savings for retirement expenses will be adequate.

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Cheap Healthy Food - Improve Your Health and Finances

You don’t need to sacrifice your health to save money on food. Using cheap healthy food is easy, satisfying, prolongs your life, and puts more money in your pocket.

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Budget Meal Planning for Busy Families

Need some ideas for budget meal planning? Save money on food with these great tips for planning frugal meals and finding cheap recipes.

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How to Control Impulsive Spending, Stop Impulse Shopping

Impulsive spending can be one of the biggest barriers to achieving financial freedom. Fortunately, spending addiction can be suppressed by making some basic changes to thoughts and behaviors.

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What is Money Management? Definition and Advice

What is money management? That depends on your perspective.

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Best Ways to Save Money, Practical Money Saving Tips Lead to Financial Freedom

The best ways to save money are sometimes also the easiest ways to save money.

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Savings Interest Calculator, Savings Account Calculator

This savings interest calculator is easy to use yet offers many features that make it unique. It can motivate you to save money for financial freedom by emphasizing the power of compound interest.

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Frugal Lunch, Lunch Ideas for Frugal Eating

Eating a frugal lunch each day is one of the easiest ways to save money on food and move closer to the goal of financial freedom. Frugal meals can save hundreds of dollars a year.

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Teaching Teens to Save Money for a Lifetime of Financial Freedom

Teaching teens to save money is a great way to help them master the basics of money management. Understanding the importance of saving money will help them to be financially responsible adults.

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College Saving Plan, Alternative to Section 529 Plan

What is the best type of college saving plan? Although there are many advantages of 529 accounts, saving money for college using a life insurance policy may be a better alternative for some families.

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Staycation – Your Fun, Frugal Vacation At Home

If you are living a frugal lifestyle in pursuit of financial freedom, a staycation is the ultimate in cheap, family vacations! Here are some great ideas for planning a relaxing vacation at home.

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Good Debt Versus Bad Debt, Debt Free Financial Advice

Good debt versus bad debt. What is the difference and does it matter for living debt free?

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Garage Saling, Yard Sale Shopping, Yard Sale Tips

Everything I needed to know about garage saling I learned from my thrifty mom. She was the queen of garage sales.

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How to Afford College, Affording College with Limited Savings

Many families with meager college savings funds are wondering how to afford college for their children. Fortunately, there are creative ways of financing college without breaking the bank.

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Simple Investing in Index Funds, One of the Best Ways to Invest Money

Investing in index funds is a smart option to consider. It is a simple and frugal investing alternative compared to building a portfolio of stocks or managed mutual funds.

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Money Management for Teens, Teen Spending And Other Hot Issues

Money management for teens, important advice on teen allowance, teaching teens to save money, and other teen money management issues.

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Risk Versus Return - What Types Of Risk Are Worth IT?

An important part of evaluating any investment is to consider its risk versus return. In general, you must be willing to take on higher risk to generate a higher return.

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Target Date Funds, Target Retirement Funds, Target Date Retirement Funds

If financial freedom is your goal, but you don’t know how to invest, target date funds are a simple investing option that you may want to consider.

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Average Retirement Income - What is the Average Income in Retirement?

Average retirement income is one of the more fascinating retirement statistics. It gives valuable insight into basic financial planning with the goal of maintaining financial freedom in retirement.

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Christmas On A Budget – Best Ways to Save Money During the Holidays

With a little thought and planning, Christmas on a budget can be fun as well as festive. Read on to learn about frugal Christmas decorations, cheap, stocking stuffers and frugal Christmas gifts.

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Crinkle Cut Carrots and Financial Freedom

It’s hard to believe that saving just a few dollars a day will add up to a small fortune one day. But for those who understand the concept of saving,

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A Financial Freedom Plan is One of the Best Ways to Manage Money

A financial freedom plan is one of the basics of money management and is an excellent tool to keep you on target toward reaching your financial freedom goal.

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From Debt to Financial Freedom, How to Become Debt Free

From debt to financial freedom. Debt free financial advice to show you how to eliminate debt and take the first step to financial freedom.

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What My Dad Taught Me About Saving and Spending Money

I learned about saving and spending money from my dad. He seemed to have a formula for everything like bedtimes, mandatory saving of earned money and

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Simple Investing With Little Money, Best Ways to Invest Money for Busy People

Are you looking for some simple investing ideas? Many people don’t have enough money to adequately fund an investment account. Others lack time or investing savvy to manage an investment portfolio.

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How to Invest Money, Learn the Best Ways to Invest Money for Financial Freedom

Learn the basics of how to invest money, an essential step on the road to financial security. The importance of investing cannot be overemphasized.

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Frugal Eating, Budget Meals, Budget Eating

Can frugal eating lead to financial freedom? Not exactly, but you may be surprised how eating inexpensive meals and saving money on groceries can make your financial future much brighter.

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College Student Money Management, College Student Budgeting

The best college student money management advice starts with learning how to budget money and how to live frugally.

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Simple, Frugal Living – How to be Frugal and Live Simply at the Same Time

Though the benefits of simple, frugal living are clear, living a simple life is not necessarily the same as living frugally. Find the right balance between frugality and voluntary simplicity.

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Envelope Budget - Manage Money Easily With An Envelope Budgeting System

Is a personal money management budget too much work to maintain? Try using the envelope budget system, which utilizes budget envelopes containing cash to pay for everyday expenses.

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The Wealth Builder Carnival #46

Here is another great collection of articles from a variety of writers. The focus is on wealth building.

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Debt Free For Life – Becoming Free of Debt and Staying That Way

Being debt free for life is essential for financial freedom. With hard work, perseverance, and the right plan, debt-proof living is possible for anyone regardless of current financial situation.

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Cheapest Places to Retire Overseas– 7 Cheap Retirement Places

For frugal retirement living at its best, consider relocating to one of the cheapest places to retire. Here are 7 places where you can live in financial freedom on an average retirement income.

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Carnival of Financial Planning – Edition #197 – August 12, 2011

Here are some great articles published this week from the best personal financial blogs.

Mortgage Payoff Calculator, Save Thousands In Interest

This mortgage payoff calculator is a great tool to show you how much in extra payments you would need to make to pay off your mortgage in a certain number of years.

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Finances In Marriage, Working Together To Reduce Financial Stress

By openly discussing finances in marriage, couples can learn how to reduce financial stress and face the challenges of family money management together.

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Definition of Financial Freedom, Money and Happiness

What is the best definition of financial freedom? The one that is most helpful to you is actually based on your own money attitudes.

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Ways to Make Extra Cash Online, 9 Proven Extra Income Ideas, Financial Freedom

It can be difficult to find legitimate ways to make extra cash online amid the glut of money making scams. Here are some great, proven methods to earn money from the internet.

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How to Eliminate Debt, Debt Snowball, Debt Free Financial Advice

Do you know how to eliminate debt? These simple steps will show you how to become debt free.

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